Bill Joe Murphy Insurance Services

Products And Services

• Auto Insurance

  Let us be your car insurance agent of choice. We give you affordable auto insurance rates and discounts, plus maximum benefits and unmatched service at Bill Joe Murphy Insurance Services. We want to be your car insurance agent of choice. We offer affordable auto insurance rates and discounts, plus maximum benefits and unmatched service at Bill Joe Murphy Insurance Services. Our insurance agents want to make sure that your auto insurance policy fits your exact needs. From work trucks to classic cars, from minivans to Maybachs. We can provide an insurance policy that actually protects any car. Typical insurance quotes include collision and comprehensive coverage. Other coverage can be added for specific vehicle needs like: high value automobiles, classic cars, high performance cars, and more.

  Link: Auto Insurance

• Homeowners Insurance

  Homeowners insurance can be confusing, and hard to navigate. At Bill Joe Murphy Insurance you can trust our commitment to helping you find the best and easiest way to find coverage for you and your family home. The needs of every home owner are different and your homeowners insurance policy should reflect that. The agents at Bill J Murphy Insurance Services will create a homeowners insurance policy that will best suit you and your family. Typically, a basic homeowner's insurance policy covers the structure of the home, replacement costs, personal possessions, living expenses in case of a disaster, and liability. You can also purchase supplemental insurance policies such as valuable articles/floater policies, flood policies, earthquake policies, umbrella policies, and animal liability.

  Link: Homeowners Insurance

• Business Insurance

  Anyone can make a mistake, but when you make a mistake at work it can cause loss or worse. Professional liability insurance will make these large mishaps less painful. Protect your business or in-home business or owners policy from financial losses for lawsuits. Bill Joe Murphy Insurance Services has specialists available to service all of your Commercial insurance, Professional Liability Insurance / Errors & Omissions Insurance, General Liability Insurance needs. We have hundreds of carriers waiting to compete for your business. You owe it to yourself to compare rates and products before you buy. Let Bill Joe Murphy Insurance Company service all your Insurance needs.

  Link: Business Insurance

• Life Insurance

  At Bill Joe Murphy Insurance we have specialists to better serve all of your individual health insurance and group needs. We have hundreds of carriers ready for help you find the best coverage Bill Joe Murphy Insurance Services has specialists available to service all of your individual health insurance, group health insurance, life insurance and group life insurance needs. We have hundreds of carriers waiting to compete for your business. You owe it to yourself to compare rates and products before you buy. Let Bill Joe Murphy Insurance Company service all your Insurance needs.

  Link: Life Insurance

• Renters Insurance

  Our dedicated agents make choosing Rental Property Insurance easy. We will analyze your needs and explain your options in a clear, understandable way while saving you time and money in the process. Bill Joe Murphy Insurance Services, makes it quick and easy to find the Rental Property policy you need at the rate you deserve. Rental Property Insurance coverage can protect your rental property from fire damage and yourself from legal and personal liability. With Rental Property Insurance through Bill Joe Murphy Insurance Services, you can rent your property with confidence.

  Link: Renters Insurance

• Motorcycle Insurance

  Whether you're a weekend warrior, a casual rider, or a hardcore motorcyclist, our motorcycle insurance policies offer protection specifically for you, your bike, and your accessories. Our policy is designed to meet the personal and financial needs of motorcycle owners and enthusiasts. You select the type of coverage and deductibles that best cover your motorcycle and your lifestyle, and we'll do the rest. We shop multiple carriers and offer competitive prices plus convenient payment plans, and we'll place your coverage with a company that has the financial stability to be there when you need them most.

  Link: Motorcycle Insurance

• Recreational Vehicle Insurance

• General Liability Insurance

  Does your business have enough liability coverage? It is important to know which market your business falls into before you shop for liability insurance. Those businesses that fall into the “excess surplus market” (i.e. “dangerous” occupations such as roofers, siders, etc.) have to purchase excess and surplus liability insurance provider. If your business falls into the “standard market” (i.e. technology companies, lawyers, etc.) then your business will easily qualify for general liability insurance from our huge selection of preferred carriers.

  Link: General Liability Insurance

• Workers Compensation Insurance

  As a business owner, you do everything you can to protect your employees and company from potential dangers, but if you do not have workers compensation insurance you are assuming an enormous risk that could likely put you out of business. Most business owners understand that workers compensation is important, but did you know that if you have employees, it is required by law for most businesses to have coverage? Workers compensation is a type of insurance coverage that protects your employees in case of injury or disease during the course of employment.

  Link: Workers Compensation Insurance

• Professional Liability Insurance

  If your company has the ability to make an error or omission that could result in big monetary loss, you should consider purchasing professional liability insurance. No company is immune from a mistake that could cause a lawsuit or put it under. Professional liability insurance will make these large mishaps less painful. Professionals that operate their own businesses need professional liability insurance in addition to an in-home business or business owners policy. This protects them against financial losses from lawsuits filed against them by their clients.

  Link: Professional Liability Insurance

• Bonds

  Why do I need a surety bond for my business? As a business owner, you may need a surety bond to guarantee payment for state sales taxes or utility bills. Or as a contractor, you may need to post a license or permit surety bond to guarantee your work for licensing requirements with municipalities. Attorneys may have clients that are required to post specific surety bonds, such as; court bonds aka. administrators or executors bonds to guarantee their performance while distributing assets in estate situations. Notary publics are required to post a surety bond in most states. Surety Bonds may also guarantee a broad range of construction projects and ensure projects are completed on schedule and all parties are adequately compensated. Contract bonds guarantee the performance of a written contract according to its terms and conditions. ** Due to the nature of contract surety bonding, contract bonds require extensive underwriting. We recommend contacting us here at Bill Joe Murphy Insurance Services at least one month before bidding on a contract.

  Link: Bonds